As recovery efforts continue in areas hit hard by mother nature’s recent bi-coastal punch, scammers are not far behind. They see tragedy as opportunity, and they’ll use the devastation caused by severe storms — like Typhoon Merbok, Hurricane Fiona, and Hurricane Ian, now headed for shore — to try to take advantage of those affected. As well as of anyone who tries to help. That’s why it’s so important to know how to spot the scams that often follow natural disasters.
If you suffered damage from one of the recent storms, scammers may approach you to clean up debris, pose as a government official, or offer to help you get aid for a fee. Walk away from anyone who demands personal information or money upfront. That’s always a scam. Find more on how to deal with and recover from disasters at ftc.gov/weatheremergencies.
If you want to donate to victims of the historic flooding in Alaska, or those affected by Hurricane Fiona in Puerto Rico, Bermuda and other islands in the Caribbean, here’s how to make sure your money goes to the people you want to help:
- Use these tools to research the organization before you give. Don’t assume that familiar-sounding names or messages posted on social media are legitimate.
- Donate to charities you know and trust and with a proven record of dealing with disasters.
- Be cautious about giving to individuals on crowdfunding sites. It’s safest to give to someone you personally know and trust. Review the platform’s policies and procedures, not all crowdfunding sites verify postings for help after a disaster. Read Donating Through Crowdfunding, Social Media, and Fundraising Platforms.
- If someone wants donations in cash, by gift card, by wiring money or cryptocurrency, don’t do it. Pay by credit card, which offers more protections, or by check.